Supplemental Coverage (Critical Provider Plus)

Critical Provider Plus is a supplemental critical illness policy designed to put cash in your hands when you need it most. Whether you’re facing cancer, a heart attack, or another serious condition, this plan provides the financial backup to focus on recovery instead of bills.

Cash Benefits Up to $100,000

Choose the benefit amount that works for you. If diagnosed with a covered condition, you’ll receive a direct cash payout — not tied to medical bills, so you can spend it however you need.

Major Illness Coverage

100% payout for life-changing events such as:
Cancer, Heart Attack, Stroke, Kidney Failure, Major Organ Transplant, Dementia, Coma, Paralysis, Blindness, or Deafness

Additional Protection

25% payout for other serious conditions like bypass surgery, angioplasty, amputation, benign brain tumor, and cancer in-situ.

Multiple Payouts

If you face more than one unrelated condition, Critical Provider Plus can pay up to two times, with a lifetime benefit maximum of 250%.

Optional Riders

Precision Care Rider – Cutting-edge genomic cancer testing through TGen to guide personalized treatments.

Accident Rider – Covers accident-related medical expenses, air ambulance, and accidental death.

Hospitalization Rider – Pays $100–$500 per day for inpatient stays.

Affordable coverage. Local expertise.

Compare LifeX, private PPO, and supplemental health insurance plans. Get clear guidance and local support for Will County and nearby suburbs.

“Jim made health insurance easy to understand and affordable. His guidance helped me find the right plan for my family in Orland Park. I appreciated his clear explanations and local expertise—no call centers, just honest advice. Highly recommend for anyone needing coverage between jobs or self-employed.”

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Taylor Brooks
Small Business Owner, Tinley Park