Private PPO Plan

Your Healthcare, Your Way

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Private PPO Plan (Optimum Health Saver)

Serving W& Nearby Suburbs

First-Dollar Benefits

From day one, you’re covered. No copays, no coinsurance, and no waiting for deductibles to kick in.

Hospital Protection

Set-dollar benefits for inpatient stays, surgery, and intensive care help keep you protected from life’s biggest medical expenses.

Freedom of Choice

See any doctor, in-network or out-of-network. Your benefits stay the same — giving you true PPO freedom.

Virtual Care 24/7

Unlimited telehealth visits at no extra cost. Get diagnosed, treated, and even prescribed medications without leaving home.

Critical Illness Rider

Add an extra layer of security with a lump-sum benefit (up to $50,000) if diagnosed with cancer, heart attack, stroke, or other serious conditions.

Big Protection

Every policy comes with a $5,000,000 lifetime maximum, giving you long-term peace of mind.

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Jim made health insurance easy to understand and helped me find a plan that fit my budget. I appreciated his patience and clear explanations throughout the process.

Alex Carter
Self-Employed, Orland Park
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I was overwhelmed by insurance options, but Jim guided me step by step. He answered all my questions and found coverage that worked for my family.

Taylor Nguyen
Parent, Tinley Park
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Switching to a private PPO plan with Jim’s help saved me money and let me keep my doctor. The process was smooth and stress-free.

Jordan Lee
Freelancer, Homer Glen
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After losing my job, I needed coverage fast. Jim explained my options and got me set up with a plan right away. Highly recommend his service.

Morgan Patel
Between Jobs, Lockport
Affordable coverage, local expertise

Compare ACA, PPO, and supplemental plans for individuals and families in Orland Park and nearby suburbs.

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