Options through American Benefit Insurance LLC. Great coverage, great pricing — including Lifex for people with prior health issues.

For people with health issues who want to switch from ACA. No outpatient deductible options available.
Nationwide PPO networks let you keep your doctor. Flexible, renewable coverage for peace of mind.
Add accident, critical illness, dental, vision, or short-term coverage for extra protection.
Heart attack, stroke, and cancer coverage that pays you directly.
Plans for families not covered through an employer. Clear, affordable options for every household.
Smarter employee benefits at small-business pricing.
Local Will County advisor. Fast quotes. Straightforward guidance. Not an ACA agency.
Lifex is built for real life. If you’ve had medical issues and feel stuck on ACA, Lifex can offer strong coverage with great pricing — including options with no outpatient deductible. Let’s see if you qualify and compare side-by-side


"Jim explained my options clearly and found a plan that fit my needs and budget. I trust his local expertise."

"Jim’s advice made health insurance simple. He helped me secure affordable coverage for my employees."

"Switching to a private PPO with Jim saved me money and let me keep my doctor. The process was easy and stress-free."

"Jim answered all our questions and guided us through LifeX plans. We feel confident with our family’s coverage."
Unexpected events like heart attack, stroke, or cancer can place a heavy financial burden on families. With supplemental coverage, you receive direct cash benefits that can be used for bills, travel, or everyday expenses while you focus on recovery.
Find clear, straightforward answers about health insurance options, plan types, and how to get started in Orland Park and nearby suburbs.
Individuals under 65, families, self-employed, and those between jobs in Joliet, Orland Park, Homer Glen, Lockport, Tinley Park, Mokena, and nearby areas can apply for health insurance.
We offer a wide range of options to fit different needs. For individuals and families, we provide Lifex health plans — including options with no outpatient deductible and solutions for those with prior health issues. For seniors, we specialize in Medicare Supplement plans (65+) that keep costs predictable. We also provide critical illness coverage for heart attack, stroke, and cancer, along with group coverage for businesses. All plans are backed by trusted carriers like Philadelphia American and New Era Life, combining strong protection with affordable pricing.
Many private PPO plans offer nationwide networks, so you can keep your preferred doctors and hospitals. Always check each plan’s network before enrolling.
Request a free quote online or call for a personal consultation. Compare plans, pricing, and benefits with no obligation.
LifeX
“Designed for people who’ve had health issues. Ask about plans with no outpatient deductible.
Private PPO plan
Nationwide PPO network. Keep your doctor, access telehealth, and enjoy flexible coverage.
Supplemental coverage
Add dental, vision, accident, or critical illness protection for extra peace of mind.
Local, personal support
Licensed Illinois expert
No call centers
Free quotes & advice
Keep your doctor or hospital
Options for self-employed & families
Bridge coverage available
Serving Will County & surrounding areas
Contact
Connect for expert, local insurance advice.
Licensed help for your questions.
jjkallas@gmail.comMon–Fri, 8am–5pm local time.
(708) 253-5401