The Most Affordable Health Coverage in Will County

Options through American Benefit Insurance LLC. Great coverage, great pricing — including Lifex for people with prior health issues.

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by American Benefit Insurance LLC

Affordable coverage. Local, trusted guidance.

Lifex Health Plans

For people with health issues who want to switch from ACA. No outpatient deductible options available.

Private PPO options

Nationwide PPO networks let you keep your doctor. Flexible, renewable coverage for peace of mind.

Supplemental insurance

Add accident, critical illness, dental, vision, or short-term coverage for extra protection.

Heart Attack, Stroke, & Cancer

Heart attack, stroke, and cancer coverage that pays you directly.

Family coverage

Plans for families not covered through an employer. Clear, affordable options for every household.

Group Coverage for Businesses

Smarter employee benefits at small-business pricing.

lifex & Health plans

Why work with James J. Kallas?

Local Will County advisor. Fast quotes. Straightforward guidance. Not an ACA agency.

Plans for every stage

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Tailored coverage

Why LifeX?

Lifex is built for real life. If you’ve had medical issues and feel stuck on ACA, Lifex can offer strong coverage with great pricing — including options with no outpatient deductible. Let’s see if you qualify and compare side-by-side

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Taylor Brooks
Orland Park Resident

"Jim explained my options clearly and found a plan that fit my needs and budget. I trust his local expertise."

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Morgan Patel
Small Business Owner

"Jim’s advice made health insurance simple. He helped me secure affordable coverage for my employees."

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Jordan Nguyen
Self-Employed

"Switching to a private PPO with Jim saved me money and let me keep my doctor. The process was easy and stress-free."

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Alex Rivera
Family Client

"Jim answered all our questions and guided us through LifeX plans. We feel confident with our family’s coverage."

Affordable coverage, trusted local help

Unexpected events like heart attack, stroke, or cancer can place a heavy financial burden on families. With supplemental coverage, you receive direct cash benefits that can be used for bills, travel, or everyday expenses while you focus on recovery.

Free quote
Health insurance FAQs

Answers for local coverage questions

Find clear, straightforward answers about health insurance options, plan types, and how to get started in Orland Park and nearby suburbs.

Who is eligible for coverage?

Individuals under 65, families, self-employed, and those between jobs in Joliet, Orland Park, Homer Glen, Lockport, Tinley Park, Mokena, and nearby areas can apply for health insurance.

What plans are available?

We offer a wide range of options to fit different needs. For individuals and families, we provide Lifex health plans — including options with no outpatient deductible and solutions for those with prior health issues. For seniors, we specialize in Medicare Supplement plans (65+) that keep costs predictable. We also provide critical illness coverage for heart attack, stroke, and cancer, along with group coverage for businesses. All plans are backed by trusted carriers like Philadelphia American and New Era Life, combining strong protection with affordable pricing.

Can I keep my doctor?

Many private PPO plans offer nationwide networks, so you can keep your preferred doctors and hospitals. Always check each plan’s network before enrolling.

How do I get a quote?

Request a free quote online or call for a personal consultation. Compare plans, pricing, and benefits with no obligation.

Affordable plans for every budget

All plans include:

  • Local, personal support

  • Licensed Illinois expert

  • No call centers

  • Free quotes & advice

  • Keep your doctor or hospital

  • Options for self-employed & families

  • Bridge coverage available

  • Serving Will County & surrounding areas

Contact

Get local health insurance help

Connect for expert, local insurance advice.